Legendary Service with Lori Lalonde, Your Northern BC Mortgage Broker

What We Do.

Verico Paragon Pacific Mortgages Inc. is a full service mortgage brokerage with associates serving Dawson Creek, Fort St. John, Tumbler Ridge, and Chetwynd. As your Northern BC Mortgage Broker, me and my team of experts are dedicated to providing clients with an exemplary customer service experience. To learn more about the services I provide, get in touch and I’ll contact you directly to discuss your mortgage options.

Residential Mortgages
As your Northern BC Mortgage Broker, I understand that you need to be able to count on me to help you through one of the biggest decisions of your life. Whether you’re buying your first home or re-financing your mortgage to take out equity, I’ll be there shop the best rates and guide you along the way. Together, we’ll discuss all options so you can get the best mortgage possible – and the best service available.

Some of the services I provide:

  • Aggressively negotiate the best mortgage rate on your behalf and lock in that rate in for up to 180 days
  • Provide professional and unbiased financing advice
  • Pre-approve your mortgage upfront so you can shop with confidence
  • Counsel you on credit and mortgage qualifications
  • Share my expert knowledge of multiple lending products on the market to find the one that best suits your individual needs
  • Offer you up to 35 year amortization mortgages, interest only mortgages, cash-back mortgages, and many other mortgage products that are not available at your bank or credit union
Mortgage Switching
Switching your mortgage from your current lender can potentially save you thousands of dollars in interest. I’m here to make the process as painless as possible.

Advantages to switching your mortgage with Dawson Creek Mortgage:

  • Receive a more competitive interest rate
  • More competitive pre-payment privileges
  • We’ll pay the legal fees and up to $200 of the discharge fees charged by the other financial institution
  • We’ll cover the cost of the appraisal fees
  • Penalties for conventional mortgages can be included in the switch amount
  • We also offer an Express Switch Mortgage to triple A clients. No income confirmation is required!
*Some conditions apply
Mortgage Refinancing
There are a lot of reasons you might want to refinance your mortgage, but sometimes it can seem like more trouble than it’s worth. With my team at Dawson Creek Mortgage, you can get all of the perks of refinancing – with none of the stress.

Refinancing a mortgage with us can be beneficial in several ways:

Obtain a Lower Fixed Rate.

The interest on a fixed rate mortgage that you took several years ago may have dropped drastically – refinancing the existing mortgage will entitle you to available reduced interest rates.

Convert an Adjustable Rate Mortgage into a Fixed Rate Mortgage.

The interest rate on an adjustable rate mortgage (ARM) might start out low, but the fluctuations are unpredictable. Many people find this constant variation taxing, and prefer to refinance into a secure, fixed rate mortgage.

Consolidate Multiple Mortgages Into One.

Paying installments for two or more mortgages at the same time can be quite a burden. To make things easier, many people opt to consolidate their multiple mortgages into one, with a fixed monthly interest rate and a longer repayment duration. We can make this process painless.

Pay Off Other Debts.

The proceeds from your refinanced mortgage can be used to pay off credit card bills and other expenses (or maybe that trip to Hawaii you’ve been planning).

Make Cash Provisions for Emergency Situations.

Depending on your home equity, you can refinance your existing mortgage to free a larger amount of cash. Since a mortgage is a secured loan, the interest applied is considerably lower than that of an unsecured loan.

Most Importantly, Save Money.

Because who couldn’t use some extra cash?

Remember, our services are FREE of charge! We’re paid directly by lenders with no cost to you. Some restrictions apply.

Looking for a real estate agent? Try our list of recommended partners!

Proudly serving Northern British Columbia, including the Dawson Creek, Fort St. John, Tumbler Ridge, and Chetwynd areas.
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